Post Office & Govt Schemes

Secure and Steady Investments for Long-Term Financial Stability

At Arthik Icchaa Purti (अर्थिक इच्छा पूर्ती), we understand that every investor seeks a balance between safety, stability, and steady growth. While markets may fluctuate, there are investment avenues that promise peace of mind — backed by the Government of India’s trust and assurance. Post Office and Government Schemes have long been the cornerstone of India’s savings culture, offering guaranteed returns and risk-free growth for individuals and families.

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Whether you’re a conservative investor, a retiree, or someone looking to diversify with safe and steady options, these schemes provide a reliable foundation for wealth creation and future security.

Why Choose Post Office & Government Schemes?

These schemes are designed to promote financial inclusion and encourage long-term savings among all citizens. Backed by the sovereign guarantee of the Government of India, they are ideal for those seeking capital preservation, assured returns, and tax efficiency.

At Arthik Icchaa Purti, we guide you in choosing the most suitable government-backed options based on your financial goals — whether it’s regular income, retirement planning, or tax-saving benefits.

Popular Post Office and Government Schemes

Post Office Savings Account

A basic yet effective savings account that offers stable interest and accessibility across India. Ideal for maintaining liquidity and earning modest, secure returns.

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Post Office Monthly Income Scheme

Perfect for retirees and conservative investors, this scheme provides fixed monthly income with government-backed assurance — ensuring regular cash flow without market risk.

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National Savings Certificate

A popular fixed-income investment with attractive guaranteed returns and tax benefits under Section 80C. Suitable for medium-term goals with low risk.

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Public Provident Fund

One of the most favored long-term savings options offering tax-free returns, compound interest, and a 15-year maturity period. Excellent for retirement and wealth accumulation.

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Senior Citizens Savings Scheme

Tailored for individuals aged 60 and above, SCSS provides one of the highest assured interest rates among small savings schemes, along with quarterly payouts.

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Sukanya Samriddhi Yojana

A special scheme encouraging parents to secure the future of their girl child through long-term, tax-free savings. Offers high returns and compounding benefits.

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Kisan Vikas Patra

A doubling scheme designed for risk-averse investors. Your investment amount doubles after a fixed tenure, ensuring predictable and safe growth.

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National Pension System

A retirement-focused government initiative combining market-linked growth and pension benefits. Offers flexibility in asset allocation and tax advantages under Sections 80CCD(1B) and 80C.

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Pradhan Mantri Vaya Vandana Yojana

Designed for senior citizens, this scheme ensures a steady pension income with guaranteed returns for up to 10 years, managed by LIC under government supervision.

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